A serious disability due to either illness or accident might completely eliminate your ability to practice. Disability income insurance is, therefore, essential and should be among your first priorities. Helps to protect a portion of your income. This policy can provide benefits at substantial savings up to 25%.
(Radius®)


(Metropolitan Life) - "Your Occupation" Definition to age 65

 

Helps to protect your practice by paying your covered office overhead expenses during periods of disability.

Business Overhead Expense Policy
• (MassMutual)

Business Overhead Expense
• (Metropolitan Life)

Helps to protect your interest in a partnership, corporation or group-owned practice.

• (MassMutual) Buy/Sell Disability Income Insurance

Term Life Insurance
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The protection of your family and assets in the event of your death must be an important consideration. The policies available through Treloar and Heisel continue to be competitive and can guarantee** a level rate structure for specific periods (10-15-20 & up to 30 years).
Term Life can help protect individuals with debts, family obligations and short, specified-term financial responsibilities.

Permanent Life Insurance
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Long-term protection, for your family and assets, is a fundamental consideration. The careful selection, review and update of your permanent life insurance policy stands as an important component of your overall financial plan.

Universal Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component.

Whole Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component. Whole Life Insurance Provides tax-deferred buildup of cash values over the life of the policy, often with more guarantees** than other permanent life insurance products.

Joint Survivor Insurance (Second-to-Die)
Life insurance benefits may be used towards the payment of estate taxes, helping heirs to pay taxes without draining the estate.

 

The high cost of extended long term care can diminish your savings rapidly and, perhaps, force dependence on others. Long Term Care Insurance is available to you, your spouse, and your family members.

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A benefit program which enables you to purchase automobile, homeowners and other comprehensive plans of insurance at low group rates offered by Liberty Mutual with local service and discounted premiums. Your group number is 7666..
• Click here or call 800-225-8281 for a quote.

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* The American Academy of Physical Medicine and Rehabilitation does not offer insurance products.

** Guarantees are based on the claims paying ability of the issuer.

*** Rates may vary by state of residence. - Plans availability based on the state of residence. - Premiums are level at age of entry unless rates for entire class are raised.

 

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or call us at 800-345-6040 for more info.